Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)
Hospital insurance scheme launched September 2018, extended in 2024 to all aged 70+; 10.98 crore admissions recorded by December 2025 (administrative count); a 2023 CAG audit raised claim-control issues.
Evidence points +8.0 (range +7.0 to +9.0)